The GO Fund

Our student debt repayment program eliminates 100% of the student debt of our partners. We have carefully crafted a three-phase, 70 step process, to identify those who are most qualified for the program.


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Candidate begins by applying online. We review credit reports, personal references, and facilitate phone interviews.


Candidate submits video presentation for review. Selection committee of six rotating volunteers virtually interviews candidate. Top candidates are selected.

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Conditionally approved candidates must pay monthly toward their student debt, sign general agreement, and prepare power of attorney paperwork.

After ten years of faithful missionary service, the student debt will be paid in full.

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Our complete process includes 70 steps to help our team partner with the most qualified candidates.


To ensure that our candidates are a good fit for the program, our first filtering method is our seven minimum requirements. Each of our candidates must meet these requirements to be eligible to fill out an application for our program.

The Great Commission is too great to send those who are under-qualified.

  1. Growing in love for and obedience to Jesus Christ

  2. Obediently making disciples of Jesus Christ

  3. Active in service and commitment to a local church body

  4. Track record of growth in wisdom-filled financial stewardship

  5. Place of service will be among the unreached

  6. Length of service will be long-term, or until the specific task is finished

  7. Supported and sent by a qualified sending agency



Before our missionary partners leave for the field, The GO Fund secures notarized power of attorney documentation. This gives us the legal right to make payments toward the student debt of our partners. This way, our partners do not have to worry about The GO Fund calling them while on the field with questions about their loan information.


Student loans can have interest rates ranging from approximately 3-10%. Because of the large rate variance, we use tools to ensure that we pay the least amount of interest to the loan companies, to make your dollar go further. For instance, we will often extend the terms on each individual student loan, which thereby lowers the monthly payments. We then take the money we would have used on the lowest rate loans, and apply all of it to the highest rate loan. With this method, we can pay off the highest interest rate loans in the first 1-3 years of the partnership.


Our team manages the monthly repayment of student loans for each of our partners, including making payments, tracking changes in interest rates, and corresponding with loan providers. At the end of each calendar year, we prepare a 1099 form to report to the IRS and share with each missionary partner regarding the dollars allocated toward their student loans throughout the year. Though the IRS still considers our service income for the missionary, our partners may be able to offset this slight tax burden by annually deducting a portion of the student loan interest paid using IRS form 1098-E.

The 100% Model

100% of every public donation goes directly toward our program—no exceptions.

To cover our administrative costs, team members at The GO Fund raise their own personal support. We also have a group of major donors called Venture who give directly toward our other administrative costs.

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Our Progress

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Debt Paid Off

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Missionary Partners

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Total Debt Assumed


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